Flood Insurance

Home Protection=Peace of Mind

For many homeowners, flood insurance is an essential extra layer of protection.

Buying flood insurance means you are covered if groundwater rises, flash floods happen or mudslides occur and flood your home (a standard exclusion on any home policy).

Why flood insurance?

According to the National Flood Insurance Program, everyone should have flood insurance, especially if you’re in an area that has a high flood risk.  You might even be required to have it if you’re at high risk.

Here’s why the National Flood Insurance Program (NFIP) recommends flood insurance to everyone:

The situations that cause flooding—heavy rain, melting snow, severe coastal weather—can happen anywhere. In fact, one in five flood insurance claims comes from someone in a low—or medium-risk area.

How likely is flooding near you?

A combination of things, like rainfall and elevation, determine your risk. Check it at floodtools.com

One price, wherever you are.

Unlike most other insurance coverages, your flood insurance policy will cost you the same, no matter where you get it. (Good news if you prefer not to shop around!)

The reason flood insurance costs you the same is that it’s a national program backed by the federal government (via the National Flood Insurance Program). So, however you buy it, it’s ultimately coming from the same place.

Call Key Insurance today at 406-222-0944 to buy your flood insurance policy.