Business insurance protects contractors and business owners against various risks that could result in devastating financial problems. Without adequate business insurance, these problems could prove difficult to overcome.
Having business insurance not only protects you financially, but it can also give you peace of mind. Business insurance can include a wide range of protection including:
- Business Property Insurance
- General Liability Insurance
- Commercial Vehicle Insurance
- Workers’ Compensation Insurance
Business Owners Insurance (BOP)
Business Owners insurance is often referred to as BOP, which is short for “Business Owner’s Policy”. It’s a type of business insurance that can include coverages like general liability, business property, loss of income, employee liability and other types of business insurance coverages.
General Liability Insurance
General liability coverage is an essential part of business. It could help protect small business owners and contractors from financial liabilities resulting from things like injuries, property damage and lawsuits.
Commercial Vehicle Insurance
If you advertise your business on your vehicle and/or use your vehicle for your business, you need commercial auto insurance. This will cover your liability arising from your business activities if you perform with your vehicle.
Workers’ Compensation Insurance
Businesses with employees are required to carry Workers’ Compensation insurance. It pays for things like the medical costs and lost wages of an employee who becomes ill or injured while on the job.
Call us today at 406-222-0944 for more information regarding our business insurance options.