Commercial Umbrella

Key Insurance understands that running a business is no easy task. In today’s world, new risks seem to pop up every day. That’s why Key Insurance offers commercial umbrella coverage.

Commercial umbrella insurance protects you when accidents happen and your existing liability insurance policies cannot cover all the expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, commercial umbrella insurance will help ensure that your business is protected. While no one wants accidents to happen, they do − and people sue. Here are a few possibilities:

  • Your building has a water contamination that results in multiple sickness and/or deaths
  • Your products caused serious injury due to an error in production

Is Liability Enough?

A business umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.

For example, if your current policy covers you for $1 million and you are successfully sued for $1.5 million, your business umbrella insurance coverage can pay the outstanding $500,000 − which is a lot less painful than having it come out of your business profits.

Call 406-222-0944 today and speak with a qualified agent.