Motorcycle Insurance

At Key Insurance, we can provide the right type of motorcycle insurance coverage your bike needs. Protect your bike with the following types of motorcycle insurance coverage:

Bodily Injury & Property Damage Liability — Covers you if you’re at fault for an accident that injures another person or damages someone’s property.

Comprehensive & Collision — Pays to repair or replace your motorcycle if it’s stolen or damaged in an accident, regardless of who is at fault.

Uninsured/Underinsured Motorist — When the person at fault for an accident doesn’t have insurance or doesn’t have enough insurance, this will cover your injuries and damages that the at-fault party is legally liable for, such as medical treatment and lost wages.

Medical Payments — Covers the cost of necessary medical care you receive as the result of a motorcycle accident and can be used regardless of who is at fault.

Custom Parts & Equipment — When you purchase Comprehensive or Collision motorcycle insurance coverage, at least $3,000 of Accessory coverage for your custom parts and equipment is included in most states. Up to $30,000 of additional Accessory coverage can be purchased to cover custom parts that exceed the included value.

Roadside Assistance — If your motorcycle breaks down, Roadside Assistance will pay to tow it to the nearest qualified repair facility. Roadside Assistance also covers the necessary labor costs at the place of breakdown when your motorcycle or off-road vehicle is disabled due to any of the following:

  • Mechanical or electrical breakdown
  • Dead battery
  • Flat tire
  • Lockout
  • Insufficient supply of fuel, oil, water, or other fluids
  • Entrapment in snow, mud, water, or sand within 100 feet of the roadway

Motorcycle Insurance Coverage for Most Bikes

It’s important to choose the right type of motorcycle insurance. With all the motorcycle insurance policies to choose from, we will provide the information you need to make the best decision. A Key Insurance agent can recommend coverage that protects different types of bikes and ATVs, including Cruisers, Limited Production Cruisers, Street Sports, High Performance, Touring, Sport Touring, Mopeds, Scooters, and Trikes.

Call 406-222-0944 to get your motorcycle insurance quote started!