Umbrella Insurance

Key Insurance stands behind you and your family when the unexpected happens.

Our umbrella insurance policies offer additional insurance protection above your current auto and homeowners policies that secures the lifestyle you’ve worked hard for.

Your assets, your college fund, your nest egg, your retirement savings — they could be at risk from legal liability claims without the right level of coverage.

Choose Personal Umbrella coverage for:

  • UP TO $5 MILLION IN COVERAGE that extends well beyond your home and auto insurance policies
  • PERSONAL INJURY COVERAGE for claims of libel, slander, defamation of character and more
  • WORLDWIDE COVERAGE for incidents that happen abroad
  • DEFENSE COVERAGE for attorneys’ fees and other legal costs

How It Works

Consider this scenario: You’re sued for $1 million after an auto accident or an incident on your home or property.  Your insurance only covers up to $500,000 in damages.  Who’s responsible for the other $500,000 if you’re ordered to pay it?  You are..unless you have Personal Umbrella insurance.

Personal Umbrella insurance covers you and your family by paying claims that exceed the liability limits of your existing auto or homeowners policy. With Personal Umbrella coverage, your home is safe. Your lifestyle is safe. You’re safe.

Who Is Personal Umbrella Coverage For?

Personal Umbrella insurance isn’t just for the wealthy. It’s for everyone.  That’s why we offer comprehensive and affordable protection.

If you drive a motor vehicle or you own a home or condominium, you’re vulnerable to legal action and large judgments.  If you have an ATV, RV, boat, or motorcycle, your need for extra protection is even more important.

Keep Control

Your lifestyle is precious. Your family’s security is essential. Protect the comforts and the people you hold dear.

To learn more, please call us at 406-222-0944 .