Workers’ Compensation insurance (Workers’ Comp.) is a mandatory type of insurance carried by any business with employees. Workers’ Comp insurance covers medical costs and a portion of lost wages for an employee who becomes injured or ill on the job.
Workers’ Comp insurance also protects companies from being sued by employees for workplace conditions that can cause an injury or illness.
Who Needs Workers’ Comp Insurance?
Any business with an employee is required to carry workers comp insurance in montana. Workers’ comp laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases, received by employees in the course of their work.
Workers’ Comp Insurance Basics
Workers’ Comp insurance only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work. Examples of injuries that may be covered by Workers’ Comp insurance include injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury in the course of your work.
Call 406-222-0944 for more information regarding workers compensation insurance!